When you are going to make a European tour, surely you worry about taking the European sanitary card to have the proper medical assistance in case any health incident arises.
And it is possible that you have not considered the need to take out travel insurance Well, you already know that the aforementioned card covers any health problem.
But it is essential to be aware that a travel insurance It incorporates various other covers and avoids running the risk of suffering significant financial costs in the event of an incident.
Personal experience of the problem I had a couple of years ago during a trip through the south of england, when as soon as I arrived I had a medical problem that forced me to be hospitalized for 10 days in a hospital in the area of Cornwall.
All the information in detail
What is the medical assistance of travel insurance?
Indeed the European sanitary card it covered me without problem medical assistance, but having a travel insurance allowed me to save more than 1.000 euros for the additional cost of having to interrupt the trip.
For being Travel Guide reader here you can hire your insurance to travel through Europe with a direct 5% discount
Due to this incident I had to cancel the return flight and buy new flights, as well as pay for travel and the accommodation and stay of the companion, expenses that were covered by the insurance I had.
This is just a real example of how wrong the idea is that “insurance is expensive“, since the economic consequences are much more costly if, unfortunately, during your trip you have a health incident that forces you to change all your plans.
Benefits of the European Health Card
Regarding the European sanitary cardIf you are Spanish you already know that covers medical care when you travel to the countries of the European Union.
Yes, it offers you the same medical benefits that residents have in the country where you travel, so you may not know that if, for example, in that country there is certain assistance that residents pay for, you will also have to pay for it.
The card does not cover the private medical care that provides you with a faster or more comfortable service, or that simply ensures that you receive medical attention in English (and not in the local language) so that we can understand you better,
Therefore, this is a first and important reason for travel with travel insurance which complement your health needs and further I assure you that you will have no cost.
I remind you that the European sanitary card You have to request it some time before starting your trip going to the office of the Social security that corresponds to you.
Or more comfortably, doing the application online, after which days later you will receive it at your home.
Countries covered by the European Health Card
With a duration for two years, you should carry this card during your trip in case you need to present it at a hospital or health center.
These are the countries covered by the European health card: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Slovakia, Slovenia, Estonia, Finland, France, Greece, Hungary Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland , Portugal, United Kingdom, Czech Republic, Romania, Sweden and Switzerland.
Other travel insurance coverage
Beyond the medical careAs I mentioned at the beginning, the travel insurance offers you other important covers related to the problem that has arisen.
Thus, good insurance covers you at no cost for the possible repatriation if you are sick, or the costs of returning once you have recovered.
It also covers the family trip to accompany you, both the trip and the stay, and also avoid having to pay in advance the expenses generated by the incident.
Another important coverage that you will have if you take out insurance before Travel to Europa is that of a possible trip cancellation for a justified reason, such as the illness of a direct family member.
What is the best insurance for traveling to Europe
In order to hire your insurance to travel to Europe, I tell you that we have our trips covered with IATI, a Spanish company with more than one hundred years of experience in the sector, which has earned prestige among professional travelers like us.
To have covered a trip to Europe the ideal modality is IATI Standard, with up to 300.000 euros of medical assistance coverage abroad, and with the Covid-19 coverage that cover a possible cancellation after testing positive in Spain before starting the trip, as well as other advantages.
With a good quality-price ratio, you can hire your insurance directly through its website, which stands out for its ease of use.
For being Travel Guide reader here you can hire your insurance to travel through Europe with a direct 5% discount
and if you are looking for the cheapest travel insurance, Do you have the IATI Basic, ideal for international trips and basic coverage of up to 50.000 euros.
Although until 6 or 7 years ago I had never taken out any travel insurance, wherever I went now I can't imagine not doing so. A hug.
And in the case of Mexicans? Do we need any particular insurance? And are there special restrictions for the vaccine? Can people come in regardless of what vaccine they have?
Generally we always recommend taking out travel insurance whether you are a healthy person or with pre-existing illnesses. How safe to hire, and it will depend on the destination, the possibilities of each one and their particular needs.
I think that insurance is a necessity, because on some occasions fortuitous cases arise that are not considered.
And what is the price of insurance?
Rastreator travel insurance and you will have a comparison of travel insurance with all the coverage and the cheapest. I always hire him.
Hello, good afternoon, I am interested in knowing the costs of insurance to travel through Europe for 15 days. Thank you.